ByajKhata, Interest Bahi Khata 1.3.16

Replacing your traditional Hisab Kitab, Account Ledger, or Credit Ledger book with a digital solution can enhance your financial management. ByajKhata emerges as a reliable, Made in India 🇮🇳 digital ledger designed specifically for Indian users. It functions as a comprehensive digital ledger, simplifying the process of recording and managing your financial transactions without the need for manual entries in a physical notebook.

Unlike conventional payment reminder apps or physical books, ByajKhata offers an integrated approach to tracking credits and debts. When you record a transaction, the app automatically sends an SMS to relevant parties, facilitating prompt reminders and encouraging timely repayments.

## How to use the ByajKhata digital ledger app:

• Add Friends & Start – Easily add contacts to record their financial interactions within the app.
• Manage Transactions – Quickly add or remove financial entries from individual accounts.
• Send Payment Reminders – Initiate reminders to your friends to facilitate collection of dues.

The app simplifies maintaining your hisab kitab compared to traditional handwritten records, providing a user-friendly interface for tracking multiple accounts and transactions.

## Suitable for all Indians as a Khata Ledger

## Why choose ByajKhata for digital record-keeping?

• Ease of Use: Features an intuitive interface that allows effortless navigation and management of multiple contacts’ accounts.
• Completely Free: No subscription fees or hidden charges—an entirely free digital ledger application.
• Secure and Reliable: Your transaction data remains private, accessible solely by you, ensuring control over your financial records.
• Always Backed Up: Your account data is securely stored and easily recoverable. If you switch devices or lose your phone, simply log in with your verified number to retrieve your information.
• Aids in Collection: Automated SMS reminders prompt friends about pending payments, leading to faster repayment cycles.